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MONEY MANAGEMENT

Should we be worrying about the effect of rising interest rates on borrowing?

The Bank of England’s base interest rate has been changing rapidly over the last year, with more fluctuations likely in the coming months. But how much will the prime rate affect your personal borrowing? Do you need to worry about it now when the rates might change again in the future? Here are some things to consider…

Home buying

A handy guide to the 4 types of debt and how to manage them

You might not realise it, but there are many different types of debt – and not all of them are bad. It’s therefore important to understand the kinds of debt available so that you can make informed decisions about the best ways to borrow money when you need to…

Money Saving Tips

How to start investing in your 20s and 30s

If you’ve finished college or university and have started in your career and are looking at buying your first home (or maybe even starting a family) then this blog post is for you! You may think that there’s no need to start investing your money when you’re in your 20s and 30s – I mean, surely you need that money for other things? But, in some ways, this age is the freest you’ll ever be because you’re not studying and you may not have commitments like children, pets, a mortgage or elderly relatives yet.

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