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Money Saving Tips

4 Simple ways to live a more frugal lifestyle this year

Many of us are feeling the pinch this year, with outgoings increasing and sometimes not quite enough money coming in. So, how do you make savings without giving up the things you need? Here are a few ideas to dramatically cut your costs and still enjoy your home and lifestyle…

Side Hustle Business

Checklist of things to consider when setting up a small independent business

It can be an exciting time when you’re starting up a small, independent business however, there are certain things you’ll need to consider from the off, such as paperwork, finance and operating factors. Here’s a handy list of the things you should look at when you set up your own business…

Money Saving Tips

4 Pain-free ways to cut the cost of your monthly bills

Many budgeting articles will advise you to give up lots of your favourite things if you want to save money. However, it IS possible to reduce your monthly costs without missing out on the essentials for a happy life – here are some pain-free ways to make savings on your bills…

Money Saving Tips

7 Ways to cut the cost of running a vehicle for your freelance business

When you’re self-employed or running an independent business, there are so many things that you need to consider when forecasting and recording your expenses. Luckily, there are plenty of ways to cut down on the costs associated with the vehicle you use for work – here are some ideas…

Home buying

A handy guide to the 4 types of debt and how to manage them

You might not realise it, but there are many different types of debt – and not all of them are bad. It’s therefore important to understand the kinds of debt available so that you can make informed decisions about the best ways to borrow money when you need to…

MONEY MANAGEMENT

3 Tips for using credit wisely this holiday season

‘Tis the season to shop ‘til you drop, but are your finances prepared for the holiday’s big bill? If not, it may be tempting to borrow money to afford the festivities, but this is a quick way of putting your finances on the naughty list…

Bedroom

How to prepare your spare room for Airbnb hosting

Offering holiday accommodation in your spare room is a great way of making a little extra cash. But how do you do it? Here are some easy ways to keep a spare room useful for yourself AND comfortable enough for Airbnb guests.

Festive

Making your money go further this Christmas

The decorations and mince pies are already on sale in many shops around the UK now and, with the nights starting to draw in, thoughts turn to Christmas. And also to the expense associated with the festive season, which for some is a stressful time of year. Here’s how to plan your budget ahead and keep yourself feeling happy about ‘the most wonderful time of the year’…

Money Saving Tips

5 Occasions when you really should read the small print

The world is full of small print and terms and conditions. They ping up when you update your apps and they’re on the back of your bank statements. I bet there are many times when you just don’t read the details and simply accept the terms – they’re just stopping you from doing what you went online to do anyway, right?? Nonetheless, there are some terms and conditions that you simply must read before diving in head first, so here are a few key times when you should check the details… 

THRIFTY LIVING

My #SpendingDiary month is over!

At the start of June I vowed to keep a spending diary with the intention of finding out just where all my money goes! Read

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