Even though it might appear to make sense to buy rather than rent, to move to an area where property is cheaper or to downsize to save money on your mortgage, there may be some hidden costs you should consider before buying a house – is the move worth it?
The Bank of England’s base interest rate has been changing rapidly over the last year, with more fluctuations likely in the coming months. But how much will the prime rate affect your personal borrowing? Do you need to worry about it now when the rates might change again in the future? Here are some things to consider…
If you’ve been trying to save for your future home and now the cost of living crisis has hit, you might be thinking that it’s no longer possible to put aside any cash for your deposit – or for any other goal you have. But there ARE still ways that you can keep saving and organise your finances to make your homeowning dream a reality…
You might not realise it, but there are many different types of debt – and not all of them are bad. It’s therefore important to understand the kinds of debt available so that you can make informed decisions about the best ways to borrow money when you need to…
If one of your new year’s resolutions is to save a deposit and buy your own home, this article will help. I’m going to talk you through all the things tips I discovered when buying my first home so hopefully, you’ll be able to achieve your goal this year…
Have you ever wondered what you can do to improve your retirement income? It may feel far away for some of us and for others it might be fast approaching. Either way, you’ll want to feel secure in your retirement and make sure you have enough money to live on, so how can you add more to your retirement fund right now..?
As a homeowner, there will inevitably be times when you need to renegotiate your mortgage. It could be that you want to get a more favourable interest rate after a fixed term, or to access to cash by re-mortgaging your home. Of course, part of this process is a home valuation survey, which means that your home needs to be in tip-top condition, so here are 4 ways that you can get your home ready and hopefully boost it’s value…
For many people who want to invest in property, a buy to let mortgage is a good option, allowing them to borrow the money they need for their property investment. I’ve been looking into the idea of buying to let in the future as a ‘pension plan’ for myself and my husband. There are a number of differences between buy to let mortgages and normal residential mortgages so I thought I’d share my research with you today and help you get to grips with these differences…
Buying a new home is a really exciting time even if it often feels like it takes forever between finding the house and completing on the purchase. But just because the mortgage company has completed a survey, it doesn’t mean that the house is ready for you. There are several other things you should have inspected before you move in…
The property market is starting to be driven by first-time buyers, bucking historical trends. With that in mind, here are 3 simple ways that you can boost your credit score while you’re saving for that deposit, so you’ll be ready to apply for a mortgage when you find your first home…
The world is full of small print and terms and conditions. They ping up when you update your apps and they’re on the back of your bank statements. I bet there are many times when you just don’t read the details and simply accept the terms – they’re just stopping you from doing what you went online to do anyway, right?? Nonetheless, there are some terms and conditions that you simply must read before diving in head first, so here are a few key times when you should check the details…
There are so many expenses to consider when purchasing your first home or choosing to rent a property. Maintaining and running a household can be
Moving home is a regular feature in the famous list of ‘most stressful events’ a person can ever endure, alongside divorce and having a baby.
Whether you’re looking to sell your home, or simply want to make the most out of the space you have available, remodelling is a great
Last weekend I went to a wedding fair and it completely changed my outlook on life. Yes, I know I’m already married and, in truth,
Please take care, stay safe and use common sense when following the advice, projects, recipes or ideas from Cassiefairy.com.
Your use of any information or materials on this website is entirely at your own risk.
Please read our Terms and Conditions, our Privacy Policy and Disclosure for more information. Thanks!
