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MONEY MANAGEMENT

Should we be worrying about the effect of rising interest rates on borrowing?

The Bank of England’s base interest rate has been changing rapidly over the last year, with more fluctuations likely in the coming months. But how much will the prime rate affect your personal borrowing? Do you need to worry about it now when the rates might change again in the future? Here are some things to consider…

FRUGAL FUN TIMES

How to save money as a thrifty essentialist minimalist

Although these three lifestyles offer very different ideas they also have one important thing in comment – and that’s helping you to cut costs. Here’s how to adopt a ‘less is more’ mentality and save money as a thrifty essentialist minimalist…

Allotment

My Grow-your-own garden June update: Growing and eating

FINALLY. Things have started to happen in our garden. Vegetables are growing – and I’ve actually eaten some of the produce from our plot woo! And there’s even been a harvest of our autumn crop. Here’s my monthly garden update for June…

Money Saving Tips

Shopping hacks – how to save money on big ticket items

When you need to invest in big ticket items, such as appliances, sofas, electronics & even cars, it can take a big chunk of money out of your monthly budget. Here are some helpful hacks to cut costs when you’re next shopping for those expensive items…

Sewing projects

8 Creative ways to refashion a plain T-shirt for next-to-nothing

If you want to update your wardrobe for 2019 but don’t have the budget to go out shopping, why not reuse what you already have in your wardrobe? When you refashion a plain t-shirt, you’re creating a unique fashion piece that no-one else owns and you can usually do it for less than £5 because there are so many low-cost DIY hacks out there. Here are 8 creative and thrifty refashioning ideas to get you started…

Happiness

2 Simple swaps to stay healthy in the run-up to Christmas (+ beyond!)

Are you ready for Christmas? (Yes, I said it!) All the food, the indulgence and the mulled wine? I’m looking forward to it already, although the health-conscious me is already feeling a little wary. So I thought I’d share some ways that you can get ready for the festive season by cutting back now, to ensure a healthier, happier new year. 

Beauty

6 Common haircare myths you shouldn’t believe

In order to maintain a perfectly healthy and lustrous mane, the experts have come up with different ideas of how best to manage hair – but should all that advice be believed? Myths are rife in haircare. And some of them could very well get you caught up in unhealthy hair care practices. If you want to grow your hair longer or simply have stronger, healthier hair there are several myths that you can ignore and still have great looking hair…

HOME DIY

How to earn money from your spare room

When most people think about thrifty living they automatically think of frugality: cutting costs and counting the pennies. But thrifty living is about far more than that.

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