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Home buying

A handy guide to the 4 types of debt and how to manage them

You might not realise it, but there are many different types of debt – and not all of them are bad. It’s therefore important to understand the kinds of debt available so that you can make informed decisions about the best ways to borrow money when you need to…

HOME DIY

Beginners guide to buying-to-let – what you need to know before you invest

For many people who want to invest in property, a buy to let mortgage is a good option, allowing them to borrow the money they need for their property investment. I’ve been looking into the idea of buying to let in the future as a ‘pension plan’ for myself and my husband. There are a number of differences between buy to let mortgages and normal residential mortgages so I thought I’d share my research with you today and help you get to grips with these differences…

Money Saving Tips

Who owes you money & how you can get hold of it

If you’re saving hard for a special occasion, home or holiday, you’ll want to gather together all the cash you can to make that dream a reality. So what if there was money out there – your money – that you could get back? Here’s some ways to reclaim your cash today…

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