Simple ways to find more money for your savings

If you’ve been saving for something special lately, or you simply want to make sure that you have some emergency savings in place for a rainy day, the following tips will help you to find more money for your future…

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Making your money go further this Christmas

The decorations and mince pies are already on sale in many shops around the UK now and, with the nights starting to draw in, thoughts turn to Christmas. And also to the expense associated with the festive season, which for some is a stressful time of year. Here’s how to plan your budget ahead and keep yourself feeling happy about ‘the most wonderful time of the year’…

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5 Occasions when you really should read the small print

The world is full of small print and terms and conditions. They ping up when you update your apps and they’re on the back of your bank statements. I bet there are many times when you just don’t read the details and simply accept the terms – they’re just stopping you from doing what you went online to do anyway, right?? Nonetheless, there are some terms and conditions that you simply must read before diving in head first, so here are a few key times when you should check the details… 

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How to start investing in your 20s and 30s

If you’ve finished college or university and have started in your career and are looking at buying your first home (or maybe even starting a family) then this blog post is for you! You may think that there’s no need to start investing your money when you’re in your 20s and 30s – I mean, surely you need that money for other things? But, in some ways, this age is the freest you’ll ever be because you’re not studying and you may not have commitments like children, pets, a mortgage or elderly relatives yet.

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Who owes you money & how you can get hold of it

If you’re saving hard for a special occasion, home or holiday, you’ll want to gather together all the cash you can to make that dream a reality. So what if there was money out there – your money – that you could get back? Here’s some ways to reclaim your cash today…

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How much value do home improvements add to your home?

Are you planning some home improvements? A new kitchen perhaps? Converting your loft? Adding a conservatory? Well, before you begin these huge DIY tasks, today’s guest post will give you an idea about how much value each project will add to your home…

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How to cut your day-to-day spending to save for a rainy day

Unexpected expenses can appear from anywhere — and most of the time, we aren’t financially prepared to deal with the issue. Whether it’s a broken-down car or a faulty boiler to repair, it all adds up. For that reason, I’ve made some suggestions on how to make extra savings that’ll come in handy for a […]

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Thrifty ways to increase your credit score

The average UK household owes over £8,000 in debt (not including the mortgage) which is why many more people are becoming more thrifty! The great news is that there are ways to improve a damaged credit score…

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How to choose the best savings account for you

Do you want to kick-start your savings for the coming year? This is the ideal time to get ahead on your financial goals and a great way to do this is with saving whatever you can, as often as you can. But you need to know exactly what to look out for when choosing the […]

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What my Christmas would look like if I won the lottery…

I’ve been daydreaming again, and this time it’s about my perfect lottery-winner’s Christmas. Indulge me for a moment. I’m not saying that I want to win the lottery, nor that I need to have £££s to create a gorgeous home and wonderful Christmas, but I’ve let my mind winder and simply imagine what Christmas would […]

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How to save money on everyday home expenses

There are so many expenses to consider when purchasing your first home or choosing to rent a property. Maintaining and running a household can be expensive, and most people find that out the hard way. I for one didn’t have any clue about just how quickly my pay cheque would disappear when I began renting […]

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Calling all freelancers – 5 reasons why you should study bookkeeping

Whether you are considering a change of career or adding some qualifications to the experience you already have, one of the professional development courses that should be top of your list is bookkeeping. Even if you’re just balancing your own books as a freelancer, a course in bookkeeping will really help you get to grips […]

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5 Things you can sell to make money right now

Being tight on cash is never something that is easy to deal with, especially when payday is looming ahead, and you need to catch up on the grocery shopping. There’s only so far you can stretch the larder and when you are in a position where you have to look around the house and start […]

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How bookkeeping makes your home business more money

Bookkeeping is a bit like the difference between maths and art in school. Some people are good at one, with others preferring the opposite, and the two rarely meet. I know that was certainly the case for me anyway! Among most home business owners, finding creative ways to grow is the art, and bookkeeping falls into […]

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4 Pots of money that you didn’t know you had

Today’s money-saving (or should that be money-finding?) blog post is an interesting one and it’s a topic that I’ve only just started to research. I wanted to share what I’ve learnt with you so far just in case there are some pots of cash out there that you never knew you had. Wouldn’t that be […]

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4 Ways to add extra value to your property

Whether you’re looking to sell your home, or simply want to make the most out of the space you have available, remodelling is a great way of adding value to the property and giving your home a unique touch. There are elements of your home that you can’t change, such as the location, but there […]

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How to reinvent a second-hand kitchen

Buying a kitchen second-hand may seem unheard of, but it can be a great way to update your home on a budget. So many people think that their only option is a basic store-bought kitchen, but there are alternatives out there – purchasing a designer kitchen second-hand is the future. You can get great quality […]

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How to earn money from your spare room

When most people think about thrifty living they automatically think of frugality: cutting costs and counting the pennies. But thrifty living is about far more than that. Of course, not paying too much for things you buy is important, as is making your existing possessions work harder by upcycling or repurposing them. But one of the things I’ve […]

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How to put aside a little extra cash for Christmas… starting now!

If you’re already thinking about Christmas, you’ll probably be wanting to find a few extra pennies for your festive shopping. When money is already tight it can be hard to imagine how you can save anything between now and Christmas but believe me when I say it can be done! And here’s how:Earlier this week […]

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Guest post: 3 ways to free yourself from debt for good

For many people, getting into debt is a necessary evil. With the cost of living constantly on the rise, the majority of people these days are finding it impossible to buy things such as houses, cars, and more necessities without first borrowing money. Although the ability to borrow money when needed can be extremely helpful, […]

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How to save: Taking control of family finances

As a thrifty gal who runs a blog on saving money in all walks of life, you can imagine how interested I am in financial affairs. Okay, perhaps not as interested as you might think but I DO still take an interest in my own money, my savings and the property I hope to investing in. After […]

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Top 3 money-saving tips for teens

As a teenager, saving – and sometimes, making – money can often be a struggle. For many teens who are still in school, employment is out of the question, whilst others who attend sixth form college may not be able to work as much as they would like to, due to revision for exams and […]

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My top tips for Christmas budgeting & saving

In our house the countdown to Christmas has begun. Not only am I super-excited that my favourite time of year is less than 10 weeks away, but I’m preparing myself in a thrifty sense too. We all know that the cost of Christmas can soon add up so this month I’ve started buying gifts to spread […]

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Tips for choosing your ideal wedding venue

When you are planning a wedding there is an abundance of things to organise, but simply choosing the right wedding venue can help to relive some of the stress from the process. More and more wedding venues are becoming a ‘one stop shop’ for your big day and are able to provide in-house catering, entertainment […]

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My #SpendingDiary starts here!

I recently read a worrying report by the Children’s Society that one in 5 UK families are struggling with financial issues and suffering from ‘problem debt’ – meaning that they are a month behind on one or more bill payments. More importantly, the report highlighted the affect that this financial pressure was having on children, with many suffering with anxiety […]

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Home is where the heart is

It’s the dream of all young couples isn’t it? Up there with getting married and having children, buying your own home is at the top of a lot of my friends’ and family’s wish lists. I’ve been adding ‘dream home’ pins to my Pinterest board all year, so even though I might not be living in […]

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Use it up & be inspired ~ A couple of blog challenges to join in with…

Let’s start with the real reason why I’m setting myself this challenge: I need to save money between now and Christmas (yes, I’ve peeped into the piggy-bank and there’s not enough in there to buy Christmas cards, let alone anything else!) and the best way to do this is to stop spending. That’s easy to say, […]

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