When you’re starting out as a freelancer or launching your own company it’s an incredibly exciting time and here are some business essentials you may want to consider when you become self-employed…
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Although I’m a keen DIYer, home renovations are not the same as home repairs, so it’s certainly something that needs a little more planning than simply getting out your toolbox! Here’s a guide to organising your next DIY project, step-by-step…
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We all know money is essential to pay bills, buy things we need & care for the people we love. However, we often fail to realise that our finances are closely related to mental wellbeing. So how does mental health affect our finances & vice versa..?
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While most of our travel plans are on-hold this year it doesn’t stop you from dreaming about future trips. In fact, looking forward to a something can be beneficial to your mental health. Here’s how to make exciting plans without spending a penny…
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We all have goals for our careers & professional lives, but how many of us have money goals too? As a big #MoneyTwitter fan, I’ve put together some ways you can plan, save and achieve your future money goals…
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I always try to look for the bright side in any situation & it was while checking my monthly budget that I noticed a pleasing change – I’ve already saved money since being stuck at home! Here’s why…
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When midnight comes on New Year’s Eve it feels like a new start & we’re fired with enthusiasm for the year to come. Often, our new year’s resolutions are financial so here are some tips from an expert for setting achievable money resolutions for 2020…
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Thrifty living is a great way to make your money go further but it’s only a part of the story. You need to ensure that the cash you save works as hard as possible for you. That means saving and investing that cash wisely – starting in January! Below is a brief overview of the various ways you could do this…
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If your teen has gone away to uni this year, what can you do to help them prepare for their life at University? Sure they might already be settling in, but they’ll be home for their first mid-semester ‘reading week’ soon and with many first year students having second thoughts about their choice of university or course, this is an important time to support them and help them stay in uni. Here’s some advice I could have used when I was studying…
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Did you know that in 2017-18 the outgoings of households in the UK was greater than their income for the first time in nearly 30 years? I was reading a report by the Office of National Statistics and it got me thinking about those financial commitments many people have that we could perhaps lower (or scrap altogether) in order to make up that shortfall and live within our means.
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Do you know what cryprocurrency is? Are you completely baffled by it, like me? If so, today’s blog post is for you because I’m sharing my research into cryptocurrency so that we can all get to know more about this new way of earning and spending money online…
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It’s the last month of the tax year and money is often a hot topic in March. I’ve got two copies of ‘Embrace Your Money Personality’ to give away to two lucky winners so read on to enter the competition below..!
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It’s not too late to make a New Year’s Resolution, especially when it comes to personal finances. If your bank balance is still bruised from the festive season or if you just want to make some positive changes to your budget, here are five helpful tips I think can help you save money in 2019…
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Imagine spending your retirement making money by doing a craft you love – wouldn’t that be fantastic? Here’s how you can get started on a craft business straight away…
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If you’ve been saving for something special lately, or you simply want to make sure that you have some emergency savings in place for a rainy day, the following tips will help you to find more money for your future…
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The decorations and mince pies are already on sale in many shops around the UK now and, with the nights starting to draw in, thoughts turn to Christmas. And also to the expense associated with the festive season, which for some is a stressful time of year. Here’s how to plan your budget ahead and keep yourself feeling happy about ‘the most wonderful time of the year’…
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The world is full of small print and terms and conditions. They ping up when you update your apps and they’re on the back of your bank statements. I bet there are many times when you just don’t read the details and simply accept the terms – they’re just stopping you from doing what you went online to do anyway, right?? Nonetheless, there are some terms and conditions that you simply must read before diving in head first, so here are a few key times when you should check the details…
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If you’ve finished college or university and have started in your career and are looking at buying your first home (or maybe even starting a family) then this blog post is for you! You may think that there’s no need to start investing your money when you’re in your 20s and 30s – I mean, surely you need that money for other things? But, in some ways, this age is the freest you’ll ever be because you’re not studying and you may not have commitments like children, pets, a mortgage or elderly relatives yet.
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If you’re saving hard for a special occasion, home or holiday, you’ll want to gather together all the cash you can to make that dream a reality. So what if there was money out there – your money – that you could get back? Here’s some ways to reclaim your cash today…
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Are you planning some home improvements? A new kitchen perhaps? Converting your loft? Adding a conservatory? Well, before you begin these huge DIY tasks, today’s guest post will give you an idea about how much value each project will add to your home…
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Unexpected expenses can appear from anywhere — and most of the time, we aren’t financially prepared to deal with the issue. Whether it’s a broken-down car or a faulty boiler to repair, it all adds up. For that reason, I’ve made some suggestions on how to make extra savings that’ll come in handy for a […]
Read MoreThe average UK household owes over £8,000 in debt (not including the mortgage) which is why many more people are becoming more thrifty! The great news is that there are ways to improve a damaged credit score…
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Do you want to kick-start your savings for the coming year? This is the ideal time to get ahead on your financial goals and a great way to do this is with saving whatever you can, as often as you can. But you need to know exactly what to look out for when choosing the […]
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I’ve been daydreaming again, and this time it’s about my perfect lottery-winner’s Christmas. Indulge me for a moment. I’m not saying that I want to win the lottery, nor that I need to have £££s to create a gorgeous home and wonderful Christmas, but I’ve let my mind winder and simply imagine what Christmas would […]
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There are so many expenses to consider when purchasing your first home or choosing to rent a property. Maintaining and running a household can be expensive, and most people find that out the hard way. I for one didn’t have any clue about just how quickly my pay cheque would disappear when I began renting […]
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Whether you are considering a change of career or adding some qualifications to the experience you already have, one of the professional development courses that should be top of your list is bookkeeping. Even if you’re just balancing your own books as a freelancer, a course in bookkeeping will really help you get to grips […]
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Being tight on cash is never something that is easy to deal with, especially when payday is looming ahead, and you need to catch up on the grocery shopping. There’s only so far you can stretch the larder and when you are in a position where you have to look around the house and start […]
Read MoreBookkeeping is a bit like the difference between maths and art in school. Some people are good at one, with others preferring the opposite, and the two rarely meet. I know that was certainly the case for me anyway! Among most home business owners, finding creative ways to grow is the art, and bookkeeping falls into […]
Read MoreToday’s money-saving (or should that be money-finding?) blog post is an interesting one and it’s a topic that I’ve only just started to research. I wanted to share what I’ve learnt with you so far just in case there are some pots of cash out there that you never knew you had. Wouldn’t that be […]
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Whether you’re looking to sell your home, or simply want to make the most out of the space you have available, remodelling is a great way of adding value to the property and giving your home a unique touch. There are elements of your home that you can’t change, such as the location, but there […]
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Buying a kitchen second-hand may seem unheard of, but it can be a great way to update your home on a budget. So many people think that their only option is a basic store-bought kitchen, but there are alternatives out there – purchasing a designer kitchen second-hand is the future. You can get great quality […]
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When most people think about thrifty living they automatically think of frugality: cutting costs and counting the pennies. But thrifty living is about far more than that. Of course, not paying too much for things you buy is important, as is making your existing possessions work harder by upcycling or repurposing them. But one of the things I’ve […]
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If you’re already thinking about Christmas, you’ll probably be wanting to find a few extra pennies for your festive shopping. When money is already tight it can be hard to imagine how you can save anything between now and Christmas but believe me when I say it can be done! And here’s how:Earlier this week […]
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For many people, getting into debt is a necessary evil. With the cost of living constantly on the rise, the majority of people these days are finding it impossible to buy things such as houses, cars, and more necessities without first borrowing money. Although the ability to borrow money when needed can be extremely helpful, […]
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As a thrifty gal who runs a blog on saving money in all walks of life, you can imagine how interested I am in financial affairs. Okay, perhaps not as interested as you might think but I DO still take an interest in my own money, my savings and the property I hope to investing in. After […]
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As a teenager, saving – and sometimes, making – money can often be a struggle. For many teens who are still in school, employment is out of the question, whilst others who attend sixth form college may not be able to work as much as they would like to, due to revision for exams and […]
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In our house the countdown to Christmas has begun. Not only am I super-excited that my favourite time of year is less than 10 weeks away, but I’m preparing myself in a thrifty sense too. We all know that the cost of Christmas can soon add up so this month I’ve started buying gifts to spread […]
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When you are planning a wedding there is an abundance of things to organise, but simply choosing the right wedding venue can help to relive some of the stress from the process. More and more wedding venues are becoming a ‘one stop shop’ for your big day and are able to provide in-house catering, entertainment […]
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I recently read a worrying report by the Children’s Society that one in 5 UK families are struggling with financial issues and suffering from ‘problem debt’ – meaning that they are a month behind on one or more bill payments. More importantly, the report highlighted the affect that this financial pressure was having on children, […]
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It’s the dream of all young couples isn’t it? Up there with getting married and having children, buying your own home is at the top of a lot of my friends’ and family’s wish lists. I’ve been adding ‘dream home’ pins to my Pinterest board all year, so even though I might not be living in […]
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Let’s start with the real reason why I’m setting myself this challenge: I need to save money between now and Christmas (yes, I’ve peeped into the piggy-bank and there’s not enough in there to buy Christmas cards, let alone anything else!) and the best way to do this is to stop spending. That’s easy to say, […]
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