It’s not too late to make a New Year’s Resolution, especially when it comes to personal finances. If your bank balance is still bruised from the festive season or if you just want to make some positive changes to your budget, here are five helpful tips I think can help you save money in 2019…
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Imagine spending your retirement making money by doing a craft you love – wouldn’t that be fantastic? Here’s how you can get started on a craft business straight away…
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Offering holiday accommodation in your spare room is a great way of making a little extra cash. But how do you do it? Here are some easy ways to keep a spare room useful for yourself AND comfortable enough for Airbnb guests.
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If you’ve been saving for something special lately, or you simply want to make sure that you have some emergency savings in place for a rainy day, the following tips will help you to find more money for your future…
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The decorations and mince pies are already on sale in many shops around the UK now and, with the nights starting to draw in, thoughts turn to Christmas. And also to the expense associated with the festive season, which for some is a stressful time of year. Here’s how to plan your budget ahead and keep yourself feeling happy about ‘the most wonderful time of the year’…
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If you think you’ve got no time for fixing up your home, think again! You may believe that DIY tasks will require too much energy after a long week but the reality is that many updates can be performed over a series of free weekends. Breaking a project down into smaller parts makes it more manageable and removes some of the resistance to getting started on a DIY task. This also has the side benefit of spreading the cost over time. Whether that’s buying some pots of paint, replacing tiles on the bathroom wall or putting in a better garden fence, dividing expenses over a few weeks or months isn’t a bad thing! Here are 5 ways to update your home and garden that are cost effective and relatively painless to do…
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If you’ve finished college or university and have started in your career and are looking at buying your first home (or maybe even starting a family) then this blog post is for you! You may think that there’s no need to start investing your money when you’re in your 20s and 30s – I mean, surely you need that money for other things? But, in some ways, this age is the freest you’ll ever be because you’re not studying and you may not have commitments like children, pets, a mortgage or elderly relatives yet.
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If you’re saving hard for a special occasion, home or holiday, you’ll want to gather together all the cash you can to make that dream a reality. So what if there was money out there – your money – that you could get back? Here’s some ways to reclaim your cash today…
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I think it’s time to celebrate women in business and I want to show you how your skills can lead to exceptional success. ECommerce is a hot topic in the business market, especially for people who want to make an extra income with a side hustle, so read on to find out why you might […]
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Unexpected expenses can appear from anywhere — and most of the time, we aren’t financially prepared to deal with the issue. Whether it’s a broken-down car or a faulty boiler to repair, it all adds up. For that reason, I’ve made some suggestions on how to make extra savings that’ll come in handy for a […]
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The average UK household owes over £8,000 in debt (not including the mortgage) which is why many more people are becoming more thrifty! The great news is that there are ways to improve a damaged credit score…
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Do you want to kick-start your savings for the coming year? This is the ideal time to get ahead on your financial goals and a great way to do this is with saving whatever you can, as often as you can. But you need to know exactly what to look out for when choosing the […]
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There are so many expenses to consider when purchasing your first home or choosing to rent a property. Maintaining and running a household can be expensive, and most people find that out the hard way. I for one didn’t have any clue about just how quickly my pay cheque would disappear when I began renting […]
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Do you know someone who almost always snag the best travel deals and never seem to experience any hitches with their booking plans? While I love hearing about the bargain trips that my friends and family have booked, I always wonder how on earth they are getting such great deals?! As soon as I start […]
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Being tight on cash is never something that is easy to deal with, especially when payday is looming ahead, and you need to catch up on the grocery shopping. There’s only so far you can stretch the larder and when you are in a position where you have to look around the house and start […]
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Today’s money-saving (or should that be money-finding?) blog post is an interesting one and it’s a topic that I’ve only just started to research. I wanted to share what I’ve learnt with you so far just in case there are some pots of cash out there that you never knew you had. Wouldn’t that be […]
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With colder weather drawing near and the price of our energy bills about to shoot up, being eco-friendly can not only contribute a huge deal to the environment, but reduce the size of your energy bills at the same time. Being eco-friendly is more than just recycling the odd cereal box; there’s so many more […]
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I don’t know many people that aren’t looking for more ways to make money. The cost of living isn’t getting any cheaper, and unfortunately, wages aren’t always going up accordingly. So being able to make a second income is always handy – I call it my ‘side hustle’! You can, of course, start to sell […]
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Buying a kitchen second-hand may seem unheard of, but it can be a great way to update your home on a budget. So many people think that their only option is a basic store-bought kitchen, but there are alternatives out there – purchasing a designer kitchen second-hand is the future. You can get great quality […]
Read MoreUnlike other TV competitions like Strictly Come Dancing and The Great British Sewing Bee, which I have followed from the very first episode, I was a bit late to the GBBO party. Yes, I admit it. I only started watching Bake Off three seasons ago. And that’s quite late in the day really. In 2013 I had […]
Read MoreSome people call it ‘tight’, other’s say I’m being ‘stingy’, and some would even nickname me Scrooge. But I say; why wouldn’t you want to keep hold of as much of your money as possible? Okay, okay, let’s call it what it is: I’m a money-grabbing scrimper. And I’m proud of it. Because I know all […]
Read MoreAs a teenager, saving – and sometimes, making – money can often be a struggle. For many teens who are still in school, employment is out of the question, whilst others who attend sixth form college may not be able to work as much as they would like to, due to revision for exams and […]
Read MoreWant to maximise your finances this year and keep hold of as much cash as possible? I do too. You probably know that I’m a rather thrifty lady and that I’d make any changes to my lifestyle in order to live better for less. But thankfully, this option doesn’t require any big changes, no hardship […]
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In our house the countdown to Christmas has begun. Not only am I super-excited that my favourite time of year is less than 10 weeks away, but I’m preparing myself in a thrifty sense too. We all know that the cost of Christmas can soon add up so this month I’ve started buying gifts to spread […]
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Your home can be the source of some of your biggest outgoings, but that can also make it a great place to make some big savings. As part of my new year’s resolutions I wanted to start keeping an eye on my budget and save as much money as possible so I’ve been doing lots […]
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Earlier this month I challenged myself to use-up all the odds and ends of cosmetics and skincare products that I have on my dressing table rather than spending more money that I don’t have on the current ‘essential’ products. When I buy moisturiser, I know full well that I already have pots and tubes of the same […]
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Let’s start with the real reason why I’m setting myself this challenge: I need to save money between now and Christmas (yes, I’ve peeped into the piggy-bank and there’s not enough in there to buy Christmas cards, let alone anything else!) and the best way to do this is to stop spending. That’s easy to say, […]
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