Cassiefairy – My Thrifty Life

Cassiefairy's thrifty lifestyle blog – Saving money every day with DIY crafts, sewing projets, low-cost recipes & shppping tips


Guest post: 3 ways to free yourself from debt for good

For many people, getting into debt is a necessary evil. With the cost of living constantly on the rise, the majority of people these days are finding it impossible to buy things such as houses, cars, and more necessities without first borrowing money. Although the ability to borrow money when needed can be extremely helpful, having a lot of debt can often cause more problems than it is worth. Once you are in debt, it can be very difficult to get out of it, especially if you are paying interest and other fees each month along with your repayment. If you’re looking to free yourself from debt for good, here are some of the best methods of doing glitter piggy bank savings

DIY this piggy bank with instructions from Dwellings by Devore

 1. Pay off More
If you’re in debt and not particularly struggling with it, paying off more than the minimum payment can help you to clear your debts for good as quickly as possible. Rather than putting spare money towards savings, it actually makes more sense to make payments towards clearing your debt. The more that you pay towards them, the less that you will have to pay in interest. Even if you can only afford to pay just a few pounds over the minimum payment each month, doing so can certainly pay off in the future and enable you to clear yourself of debt as soon as glitter piggy bank savings money

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Start your 2016 in style – Tips for looking great on a budget with #WomanKind

In honour of the new year and with the aim of making positive changes to my life, I’ve decided to get involved with a really important campaign; #WomanKind. The campaign carries a simple message that is so easily overlooked; care for yourself. With a recent survey by WeightWatchers showing that 88% of women wouldn’t criticise others the way they criticise themselves, I think it’s high time that the tables were turned. We need to start being kinder to ourselves and, in the spirit of the #WomanKind ethos, I aim to share lots ideas over the coming month to help us all to live well, feel amazing and look stylish, no matter how tight our budget is!thrifty wardrobe makeover tip money saving inspiration hack-5You may have already seen the hashtag pop up on social media and have joined in yourself but for those of you who don’t know what it is (I didn’t know until a couple of days ago!) here’s a video about the campaign. I agree that it’s much easier to love and care for other people than it is to love yourself, and I can easily believe the 89% of women who say that they compliment friends and family in ways that they would never compliment themselves. I’m definitely someone who gives out love unconditionally but am rarely as kind to myself as I am to others. Thankfully I have a wonderful group of loyal friends and family who shower me with love but the true message of the #WomanKind campaign is to not rely on others to make you feel important – you are important and deserve to treat yourself well. womankindTo kick-start this campaign, I wanted to share some of the techniques I personally use to live well while being thrifty and stylish during the long day winter months. You can read by Q&A about why I’m getting involved in this wonderful campaign on the #WomanKind blog. Today I want to start by looking at fashion hacks you can use to make yourself look good on the outside and styling tips that will leave you feeling great on the inside.thrifty wardrobe makeover tip money saving inspiration hack-3Tip 1: Tidy up your wardrobe

Over the last year I’ve noticed that of the key factors that stops me from being pleased with how I look is simply not being able to find the clothes I want. Often I’ve chosen an outfit that I’m happy with and I know I’ve got the perfect cardigan to go with that cute tartan skirt but I just can’t find it. It’s not in the wash and I’ve not chucked it out so where on earth is it?! This puts a stop to me wearing my preferred outfit and I have to settle for second best. Sound familiar?

January is the ideal time of year to have a wardrobe clear-out. And yes, I mean pull everything out of your wardrobe, dump it on the bed and don’t give up until its neatly back in the wardrobe on the right hangers and organised so that you can easily find the things you want to use. If you want to get rid of anything you’ve not worn in a while to make space for new purchases, now is the time to take a bagful to the charity shop. And for the coming year try out the trick of putting all your hangers the same way round and, after wearing an item, replacing the hanger the opposite way round. This will let you see what clothes you haven’t worn all year and that you probably don’t need = more space for the things you love that make you feel great.thrifty jumper makeover tip with razor money saving inspiration hack idea thrifty jumper makeover tip with razor money saving inspiration hack-3Tip 2: Make repairs Continue reading “Start your 2016 in style – Tips for looking great on a budget with #WomanKind” »

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My money-saving tips for students

It wasn’t too long ago that I was starting university. I packed up a car with all my worldly goods and moved myself to the other side of the country to start a new life 5 hours away from home. I remember those first few weeks when all I worried about was whether I could squeeze in drinks in the students’ union with my flatmates and a ‘skool disco’ party with my coursemates on the same night. And yes, I did manage it, in case you were wondering!budgeting money saving finance tips for university freshers students_One thing I didn’t manage all that well was my finances. I juggled my student loan with my part-time wages to make ends meet, and often ended up limping through to the end of term. The first year was a bit of a struggle as I came to terms with paying my own bills and budgeting to make my money last all year – but don’t worry Freshers – it all worked out fine in the end! So today I’m sharing my top tips for saving money as a student so that you can learn from my experiences. Hopefully this will leave you with more cash for nights out and important purchases (shoes or textbooks? What a dilemma!) and help your time at university go smoothly.budgeting money saving finance tips for university freshers students_-2Budget before your student loan arrives. Honestly, if you don’t work out how much you have available to spend per week to make your student loan last until the end of term, you will end up hungry in December! It might seem like a huge amount of money in your bank account at the start of term but it soon disappears if you’re not careful! I know it’s dull, but you just need to add up your bills (accommodation, mobile phone, TV license, broadband etc), subtract this from your loan payment and divide the rest between the number of weeks in the semester. This is the amount you can spend on food, clothing, course materials and nights out so try to stick to it. If it doesn’t look like it’s going to be enough then… Continue reading “My money-saving tips for students” »

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