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Money Saving Tips

How to make saving money your top priority this year

Let’s chat about something that’s on everyone’s mind as we stride into this year: saving money. When you know how, it’s easy to transform your financial habits into a treasure trove of savings this year…

Living Spaces

3 Reasons to embrace minimalism when you want to save money

If you’re considering reducing your possessions and embracing a minimalist lifestyle, there are many benefits – including saving money every day. Here are 3 reasons to consider letting go of some of your belongings if you’re moving house or want to cut costs.

Home buying

4 Hidden costs to consider when buying a house

Even though it might appear to make sense to buy rather than rent, to move to an area where property is cheaper or to downsize to save money on your mortgage, there may be some hidden costs you should consider before buying a house – is the move worth it?

Home buying

How to buy your own home on a budget with shared ownership

With soaring interest rates, unaffordable property prices and saving for a deposit often out of reach, it may feel like you’ll never get a chance to buy your own home. Here’s how shared ownership is helping first-time buyers to invest sooner rather than later…

Money Saving Tips

3 Ways to save money on (almost!) everything you buy

If you’ve got things to buy – whether it’s a gift, back-to-school clothing or even your weekly food shop – there’ll probably be a way that you can save money on your purchases. Here are three ideas to help you cut the cost of your shopping…

Money Saving Tips

The Insider’s guide to shopping auctions and estate sales

Auctions and estate sales offer opportunities for thrifty folk to get great deals on all sorts of amazing items. If you’ve always been interested in this scene, but never had the courage to actually get involved, here’s an introduction to all you need to know to start your thrifting journey…

MONEY MANAGEMENT

Should we be worrying about the effect of rising interest rates on borrowing?

The Bank of England’s base interest rate has been changing rapidly over the last year, with more fluctuations likely in the coming months. But how much will the prime rate affect your personal borrowing? Do you need to worry about it now when the rates might change again in the future? Here are some things to consider…

Home buying

How to downsize your home to save money on bills

Downsizing might not be an option for all of us to save money on our bills but, if you’re living in a property that’s bigger than you need, you may want to investigate the option of moving house and cutting your costs at the same time. Here are some things to consider…

Money Saving Tips

4 Simple ways to live a more frugal lifestyle this year

Many of us are feeling the pinch this year, with outgoings increasing and sometimes not quite enough money coming in. So, how do you make savings without giving up the things you need? Here are a few ideas to dramatically cut your costs and still enjoy your home and lifestyle…

Side Hustle Business

Tips to launch & grow your small business this year

Whether you’re just starting out in business, have been running your side hustle for a while or just have a spark of an idea, it’s never too early to begin thinking about ways that you can build your independent business to achieve your goals.

HOME DIY

How to heat your home well this winter with these energy-saving tips

You may think that going without heating for as long as you can is a money-saving solution to the cost-of-living crisis. However, the impact of a cold home on your health and on the property itself means you really should heat your home whenever you can. But that doesn’t mean spending a small fortune on energy. Here are some ideas to help you cut costs AND stay warm this winter…

Side Hustle Business

Checklist of things to consider when setting up a small independent business

It can be an exciting time when you’re starting up a small, independent business however, there are certain things you’ll need to consider from the off, such as paperwork, finance and operating factors. Here’s a handy list of the things you should look at when you set up your own business…

Money Saving Tips

4 Pain-free ways to cut the cost of your monthly bills

Many budgeting articles will advise you to give up lots of your favourite things if you want to save money. However, it IS possible to reduce your monthly costs without missing out on the essentials for a happy life – here are some pain-free ways to make savings on your bills…

Money Saving Tips

7 Ways to cut the cost of running a vehicle for your freelance business

When you’re self-employed or running an independent business, there are so many things that you need to consider when forecasting and recording your expenses. Luckily, there are plenty of ways to cut down on the costs associated with the vehicle you use for work – here are some ideas…

Home office

How to turn your office space into a home away from home

If you’re spending more hours in the office than out of it, you might as well make it comfortable and an enjoyable place to spend your time. Whether that’s your working-from-home office or your small business office, it IS possible to create a homely feeling while you work…

Home buying

How to continue saving a deposit for your first home during the cost of living crisis

If you’ve been trying to save for your future home and now the cost of living crisis has hit, you might be thinking that it’s no longer possible to put aside any cash for your deposit – or for any other goal you have. But there ARE still ways that you can keep saving and organise your finances to make your homeowning dream a reality…

Home buying

A handy guide to the 4 types of debt and how to manage them

You might not realise it, but there are many different types of debt – and not all of them are bad. It’s therefore important to understand the kinds of debt available so that you can make informed decisions about the best ways to borrow money when you need to…

Home buying

5 Questions to ask yourself before renting out your property

If you’re temporarily moving for work, have inherited a property or have even saved enough money to invest in a second home, why not make the most of your situation and rent out the house or rooms? Here are some questions you should ask yourself before putting your property on the rental market…

Blogging

Ideas for making money as a blogger, vlogger or influencer

If you’ve accumulated a loyal following through your social accounts, blog or vlog, that’s wonderful news. You’ve got an instant audience for anything you get up to, so why not tap into that resource and try to earn some money? That cash can help you to continue making content for your followers and give you the extra time and resources to do so – here are some ideas…

MONEY MANAGEMENT

How to make extra money from doing the hobbies you love

If you want to find a little more money to cope with the cost-of-living crisis, why not look to your hobbies to find a way of earning more while still doing the things you enjoy? Here are three ideas to get you started…

Art & Photography

3 Side hustles that make the most of your creative skills

Wouldn’t it be great to make some extra cash on side? Even if you don’t think you’ve got the skills to launch a creative business, I’m here to show you otherwise. Here are three side hustles you can try out and maybe make a bit of money from your creativity…

MONEY MANAGEMENT

Things I wish I had known when buying and maintaining my first car

I love a bit of hindsight and today I’m sharing some of my own in the hope that it might help new
drivers or first-time car buyers to find a safe vehicle and get a better deal. Here are some of the
things I wish I had known when I was buying my first car…

Home buying

New year goals: How to buy your first home this year

If one of your new year’s resolutions is to save a deposit and buy your own home, this article will help. I’m going to talk you through all the things tips I discovered when buying my first home so hopefully, you’ll be able to achieve your goal this year…

MONEY MANAGEMENT

3 Tips for using credit wisely this holiday season

‘Tis the season to shop ‘til you drop, but are your finances prepared for the holiday’s big bill? If not, it may be tempting to borrow money to afford the festivities, but this is a quick way of putting your finances on the naughty list…

Autumn

3 Things that you can get a great deal on in September

Did you know that shopping seasonally doesn’t only apply to food? When you buy any product there will be a cheaper season to buy it and you can make some impressive savings by purchasing at the right time of year. Here are some items that you’ll definitely get a deal on in September…

FRUGAL FUN TIMES

How to save money as a thrifty essentialist minimalist

Although these three lifestyles offer very different ideas they also have one important thing in comment – and that’s helping you to cut costs. Here’s how to adopt a ‘less is more’ mentality and save money as a thrifty essentialist minimalist…

HOME DIY

A guide to buying antiques – even if you’re on a budget

Incorporating antiques is great way to add personality to your home. However, most of us haven’t inherited family heirlooms so, if you want to buy a special vintage piece for your home, here are some tips for going antique shopping on a budget…

Home buying

8 Renting & budgeting tips for first-time tenants

When you’re searching for an affordable rental there’s much more to consider than just the monthly cost of rent. Here are 8 things you should factor into your budget when you’re moving into a rental property for the first time…

Side Hustle Business

4 Things to consider when starting an indie business

If you’ve found yourself with free time during lockdown this year, you might be thinking of setting up a side-hustle to make extra money, or may even be planning to launch your own business. Here are some tips for getting started with your indie biz…

Money Saving Tips

6 Messy habits that save me time and money

In today’s post, I’m admitting to some rather messy habits I have but I want to share them for good reason – I think they actually save me both time and money every day. Do you do any of these hacks or have any similar time-saving tips? Let me know!

Happiness

Why making future travel plans can help boost your mood

Even if your travel plans are currently on-hold it doesn’t stop you from dreaming about future trips. In fact, looking forward to a something can be beneficial to your mental health. Here’s how to make exciting plans without spending a penny…

Blogging

Freelancers: How to get the support you need when working from home

Many people – freelance or otherwise – are choosing to work from home if they can. While this may minimise the impact on our physical health, our mental health could suffer – so it’s important to know how to get the support you need if you’re staying in…

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