Pros & cons of leasing a family car when you’re on a budget

Without the worry of maintenance and reliability, car leasing can be a handy way to stick to a budget while still driving the latest vehicles. But what if you have a family? Is leasing a good option if you have kids? Here are some of the pros and cons:

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Easy maintenance tasks to help save money on car bills – even unexpected ones

Simple maintenance tasks that to ensure that your car keeps running smoothly. Not only will these fortnightly, monthly and yearly checks help to keep your vehicle in good condition, they’ll also allow you to solve any problems as soon as they arise – and before they become bigger, more costly issues. Here are some vehicle maintenance tips that might help you cut the cost of car ownership:

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3 Scandi-style Christmas decor projects to DIY with second-hand finds

Do you enjoy making things? Do you love to save money? Do you want unique decorations that no-one else has? Then it’s time to make your own! I’m getting a head start on my Christmas preparations this month and have made three scandi-style decor projects that you can easily replicate at home. Or you could use these ideas as a starting point for your own designs – it might be the inspiration you need to get you started on crafting your own festive decor…

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When you get the urge to shop do these 5 things instead…

I sometimes just get the urge to shop. Even as a wannabe-minimalist and thrifty gal (whose job relies on it!) it is sometimes just too hard to resist the lure of the high street. If you’re trying to stash the cash (like me) but sometimes just get the urge to shop (also like me) here are 5 things you can do instead to satisfy that urge to shop while still saving money…

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5 Monthly financial commitments I don’t have (+3 I would never give up!)

Did you know that in 2017-18 the outgoings of households in the UK was greater than their income for the first time in nearly 30 years? I was reading a report by the Office of National Statistics and it got me thinking about those financial commitments many people have that we could perhaps lower (or scrap altogether) in order to make up that shortfall and live within our means.

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4 Unexpected reasons why travelling by train = a low-cost day out

On my recent short break I went on a couple of train journeys. Not only was it very enjoyable to sit back and take in the scenery rather than having to drive and navigate, it also turned out to be somewhat of a money-saving venture too. Here’s why travelling by train can save you money in some rather unexpected ways…

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How to cut the cost of buying kids clothing – yes, it CAN be done!

If you’ve got kids, you’ll probably agree that kids’ clothing essentials soon add up and can take a big chunk out of your budget. But that doesn’t mean that there isn’t a more frugal way of shopping for your youngsters. I’ve chatted with some of the mums I know and have found out how they manage to save money on clothing every day, even though they’ve got babies, toddlers and children to look after. Here’s a handful of hacks to help you cut costs on clothing with a family in tow…

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How to start planning for your retirement… right now!

Have you ever wondered what you can do to improve your retirement income? It may feel far away for some of us and for others it might be fast approaching. Either way, you’ll want to feel secure in your retirement and make sure you have enough money to live on, so how can you add more to your retirement fund right now..?

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4 Simple steps to a greener and more environmentally-friendly kitchen

While more and more people every day are looking for new methods to go green at home, many start with their own kitchens. You may be surprised to learn that each kitchen is adding to the nation’s environmental damage every day and even the smallest of changes can make a significant difference. To give you a few ideas, here are four simple tips that can make your kitchen a greener and more environmentally friendly place…

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Why timeless furniture choices can save you money time & again

Timeless decor items will be different for every person, but once you find them it can give a sense of comfort and permanence to your house. Plus, I’m a firm believer in ‘buy well, buy once’ so it’s a good idea not to follow interiors trends with your bigger investment pieces, such as the sofa, storage, tables etc. You can, of course change up your style over the years using soft furnishings and paint colours, but having those classic pieces as the basis for your future designs will save you money throughout your lifetime. Here’s how to figure out your style before you invest…

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How to customise your summer t-shirts to wear all year round

So you’re coming to the end of the summer and it’s time to put those tees away for another year. Just a sec… why don’t you give your t-shirts a new lease of life by upcycling them for autumn? Here are four easy ways to revamp your summer wardrobe for the new season…

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How to save money for your life goals & back-up fund (the easy way)

If saving money was made easier, you would be much more likely to do it. So I’ve come up with some of the easiest possible ways to ensure that you save rather than spend and, if you follow these tips, your savings’ account should soon be full and you won’t have to worry about having money for those essentials that come up from time to time.

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15 Sides hustles to do when your side hustle becomes your job

So you’ve already got a successful side hustle. SO successful in fact, that it’s now your main hustle. You’ve given up your 9-to-5 job and are working on your business full time. Congratulations! But having an extra income stream on the side is always a good idea, so you might want to consider starting some of these on-the-side-of-your-side-hustle-slash-main-hustle projects as a back-up plan and bonus income…

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Money advice: What on earth is cryptocurrency and how do I use it?

Do you know what cryprocurrency is? Are you completely baffled by it, like me? If so, today’s blog post is for you because I’m sharing my research into cryptocurrency so that we can all get to know more about this new way of earning and spending money online…

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8 Tricks you can do NOW to reduce your heating bill in the autumn

I know it seems crazy to be talking about heating when the weather is like this – but it won’t always quite as delightful as it is right now! That’s why I wanted to help you plan ahead for the autumn and get most of your heating maintenance out of the way during the summer months. That way, you won’t have any surprises when the cooler weather comes around. Here’s 8 tricks to help you to reduce your heating bills…

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3 Low-cost (or free!) places to take the kids during the summer holidays

The school summer holidays are nearly upon us so it won’t be long before those chants of ‘I’m booooored!’ become a regular occurrence. So, if you want to entertain your youngsters during the school holidays but don’t want to spend all your savings on costly days out, here are three places you can go where you’ll find low-cost (AND FREE!) activities for kids…

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5 Surprising ways I save money on my mobile phone bill each month

We love our smartphones; they keep us constantly connected to friends, let us snap gorgeous pictures of the family, and feature some really cool apps. But as much as I love my phone, I loathe how much they can cost each month – especially if you’ve got multiples devices in the household. With that in mind, I thought I’d share some of the techniques we’ve employed to keep our bills as low as possible whilst still enjoying all the features we love. Let’s jump in..!

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7 Spending lessons we can learn from the way we used to shop

If you’ve been getting into a pickle with your spending in recent years, it’s not your fault. The ways in which we’re encouraged to shop these days has changed SO much that it’s no surprise we’re struggling. Discount codes, saved baskets, flash sales, online-only, virtual products, and one-click ordering makes the shopping process fast, impulsive and, sometimes, mindless. Which is why I’ve looked back at the ways we used to shop pre-internet to discover some lessons that we can use today to take control of our shopping habits…

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How to make your own slogan T-shirt with heat-transfer vinyl

If you love the look of slogan T-shirts but don’t want to be wearing the same thing as everyone else, why not make your own? With just some heat-transfer vinyl and a lovely font, you can easily create a design to express yourself through your clothing. Here’s how…

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The right way to shop online to find deals on products & services

Shopping online is quickly becoming the go-to for most people. The extra convenience, paired with great prices and special offers available, makes online shopping that much more fun. Of course, there are things you can do to make sure you are shopping online the right way so that you get the best deals available – here’s what you should consider…

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4 Everyday (inexpensive!) ways to stay healthy and look beautiful

As the saying goes, you’re only as old as you feel — but most of us want to look young, too! More than ever before, marketers are trying to cash in on this with the global anti-ageing industry topped out at over $42 billion USD in 2018, and is expected to reach over $55 billion within the next four years. Yikes! If you’re wondering about less spendy ways to keep your skin supple and youthful, here are several ways to ensure that your health and beauty goes more than skin deep…

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Which broadband suppliers are the most ethical & eco-friendly?

The ethical shopping movement doesn’t stop at the places you buy your food and clothing; it can include your utilities and broadband service provider as well. If you’re interested in sustainable brands, here’s a list of some utilities suppliers who can help your bills become more ethical too…

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How to automate your appliances & lighting with smart sockets

Making the move to smart home is getting easier, with connectivity being made available for more home fixtures. This not only makes everyday tasks easier, it can also help to save energy and cut costs on your bills. Today, I’m researching smart sockets – whaaat?

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