Rising energy prices are putting serious pressure on small businesses, making it harder to control operating costs. So how do you stay profitable if you’re running an independent business? Here are some actionable ideas for cutting the cost of your business bills…
Managing your family finances can seem like a daunting task, but it doesn’t need to be overly complicated. By implementing a few simple strategies, you can take control of your finances, save more effectively, and even find new ways to make money…
Want to be your own boss and run a business that you’ve launched yourself? If this sounds appealing to you but you don’t know where to start – or even what type of company to create – here are some ideas to get you started…
It may seem impossible to become an author but with all the publishing options available these days, it’s certainly possible if you want to fulfil your dream. You just need to begin your side hustle and here are some ideas to get you started…
If you’ve got together some savings, congratulations! Now, you can start to make money from your money – here are a few different ways that you can make your savings pot grow…
If your job can be done online, there’s nothing stopping you from working wherever you like. So let’s explore the digital nomad lifestyle and figure out if you can side-hustle your way into travelling the globe…
If, like me, you’ve become interested in pension planning, you might be keen to read my research on alternative ways that you can boost your income when you’ve retired. Here’s what I’ve discovered on my search for money-making options…
Embracing seasonal flower trends not only allows you to enjoy blooms at their best, but it’ll also save you money if you’re shopping seasonally. It brings a more natural feel to bouquets you’re gifting and can help you to style an event in a way that showcases the best florals throughout the year…
If you’re working from home but don’t yet have a dedicated space in the house for your desk, why not consider going into the garden? Here are three unique options to create a home office in the garden that’ll help you be more productive…
Whether you want to earn a little extra money on the side or just want to get involved in the local community by volunteering, teaching sports for the youngsters – and even adults – in your area can be a great way to use your skills…
A side hustle is a great way to earn some extra money to add to your savings pot but how can you start up a small business without having to invest any funds? Here are some ideas…
Even though the current financial climate is uncertain, we should all still be looking ahead to the future and planning our next steps. Rather than putting our financial plans on hold, here are five ways that you can make your money work for you…
If your home heating needs a refresh, don’t wait until the winter to get it up to speed. For a thrifty upgrade, you need to be sorting out your system in the summer – here’s why:
Want to create a comfy and practical space to work from home but don’t want to splash the cash on redecorating your home office? Here are some easy ideas that’ll help make your workspace work for you…
If you’re setting up a small business or want to grow your start-up with a cash injection, it’s important to find the right kind of financial support, with the accessibility, repayment timelines and rates to suit you. Here are some funding avenues to consider when you’re turning your side hustle into something bigger…
Some of the most expensive items to replace are tech products and it’s devastating when your item breaks down. Here’s how to save big on your next tablet, PC, laptop, phones and accessories when the time comes to replace them…
Let’s chat about something that’s on everyone’s mind as we stride into this year: saving money. When you know how, it’s easy to transform your financial habits into a treasure trove of savings this year…
Whether you’d like to refresh your whole wardrobe with a variety of new outfits or simply need to replace some seasonal items that have worn out, here are three ideas for getting new clothes without splashing the cash…
Beginning the process of becoming a homeowner provides a profound sense of pride and accomplishment. However, having the keys to your dream home comes with a newfound responsibility: budgeting. Here’s how to tackle your expenses…
The trend of DIY crafting has been rapidly gaining popularity in recent years as more and more people seek out personalised products. If you’re a creative business and want to add more designs to your range, here’s how print-on-demand services can help…
If you’re considering reducing your possessions and embracing a minimalist lifestyle, there are many benefits – including saving money every day. Here are 3 reasons to consider letting go of some of your belongings if you’re moving house or want to cut costs.
Even though it might appear to make sense to buy rather than rent, to move to an area where property is cheaper or to downsize to save money on your mortgage, there may be some hidden costs you should consider before buying a house – is the move worth it?
Even though we’re often reluctant to talk about Christmas too early, September is the ideal time to make a start on your festive prep. In fact, you can save money if you start your planning early – here’s how…
With soaring interest rates, unaffordable property prices and saving for a deposit often out of reach, it may feel like you’ll never get a chance to buy your own home. Here’s how shared ownership is helping first-time buyers to invest sooner rather than later…
If you’ve got things to buy – whether it’s a gift, back-to-school clothing or even your weekly food shop – there’ll probably be a way that you can save money on your purchases. Here are three ideas to help you cut the cost of your shopping…
Auctions and estate sales offer opportunities for thrifty folk to get great deals on all sorts of amazing items. If you’ve always been interested in this scene, but never had the courage to actually get involved, here’s an introduction to all you need to know to start your thrifting journey…
Remember last summer, with its soaring temperatures and drought-like rain-free months? In preparation for the season to come, here are some ideas to keep your home cool this summer…
The Bank of England’s base interest rate has been changing rapidly over the last year, with more fluctuations likely in the coming months. But how much will the prime rate affect your personal borrowing? Do you need to worry about it now when the rates might change again in the future? Here are some things to consider…
Although we may be feeling the pinch of the cost of living crisis and might have less money left at the end of every month, there are some things that you shouldn’t cut from your budget…
Downsizing might not be an option for all of us to save money on our bills but, if you’re living in a property that’s bigger than you need, you may want to investigate the option of moving house and cutting your costs at the same time. Here are some things to consider…
Many of us are feeling the pinch this year, with outgoings increasing and sometimes not quite enough money coming in. So, how do you make savings without giving up the things you need? Here are a few ideas to dramatically cut your costs and still enjoy your home and lifestyle…
Whether you’re just starting out in business, have been running your side hustle for a while or just have a spark of an idea, it’s never too early to begin thinking about ways that you can build your independent business to achieve your goals.
You may think that going without heating for as long as you can is a money-saving solution to the cost-of-living crisis. However, the impact of a cold home on your health and on the property itself means you really should heat your home whenever you can. But that doesn’t mean spending a small fortune on energy. Here are some ideas to help you cut costs AND stay warm this winter…
If you have a property that you’re not using, why not consider renting it out for a duration of time? There are many ways you can make an extra income from your home without investing too much time or money to make it happen. Here are some ideas…
It can be an exciting time when you’re starting up a small, independent business however, there are certain things you’ll need to consider from the off, such as paperwork, finance and operating factors. Here’s a handy list of the things you should look at when you set up your own business…
Many budgeting articles will advise you to give up lots of your favourite things if you want to save money. However, it IS possible to reduce your monthly costs without missing out on the essentials for a happy life – here are some pain-free ways to make savings on your bills…
When you’re self-employed or running an independent business, there are so many things that you need to consider when forecasting and recording your expenses. Luckily, there are plenty of ways to cut down on the costs associated with the vehicle you use for work – here are some ideas…
If you’re spending more hours in the office than out of it, you might as well make it comfortable and an enjoyable place to spend your time. Whether that’s your working-from-home office or your small business office, it IS possible to create a homely feeling while you work…
If you’ve been trying to save for your future home and now the cost of living crisis has hit, you might be thinking that it’s no longer possible to put aside any cash for your deposit – or for any other goal you have. But there ARE still ways that you can keep saving and organise your finances to make your homeowning dream a reality…
An eco-friendly home can actually save you money in the long run and there are so many things you can do to make your property more sustainable – from DIY tasks to impressive installations. Here are a few ideas to get you started…
You might not realise it, but there are many different types of debt – and not all of them are bad. It’s therefore important to understand the kinds of debt available so that you can make informed decisions about the best ways to borrow money when you need to…
If you’re temporarily moving for work, have inherited a property or have even saved enough money to invest in a second home, why not make the most of your situation and rent out the house or rooms? Here are some questions you should ask yourself before putting your property on the rental market…
If you’ve accumulated a loyal following through your social accounts, blog or vlog, that’s wonderful news. You’ve got an instant audience for anything you get up to, so why not tap into that resource and try to earn some money? That cash can help you to continue making content for your followers and give you the extra time and resources to do so – here are some ideas…
If you want to find a little more money to cope with the cost-of-living crisis, why not look to your hobbies to find a way of earning more while still doing the things you enjoy? Here are three ideas to get you started…
With UK house prices rising for the 5th consecutive month, it’s clear that owning your home is a good investment. However, how do you even get on the property ladder in the first place – especially when property prices are reaching record highs? Here are some ways to start your home-buying journey…
With energy prices already increasing and set to rise even higher this winter, now is the ideal time to start making plans to reduce your costs and budget for your bills. Here are some ideas on saving energy (and saving money) to get you started…
Wouldn’t it be great to make some extra cash on side? Even if you don’t think you’ve got the skills to launch a creative business, I’m here to show you otherwise. Here are three side hustles you can try out and maybe make a bit of money from your creativity…
If you’re working independently of your colleagues and clients, it can sometimes feel rather isolating and that you’re ‘out of the loop’. Here are some reasons why communication is so important when you’re working remotely or self-employed…
I love a bit of hindsight and today I’m sharing some of my own in the hope that it might help new
drivers or first-time car buyers to find a safe vehicle and get a better deal. Here are some of the
things I wish I had known when I was buying my first car…
If you didn’t make any New Year’s resolutions (or if you did but stopped in January!) that doesn’t mean you can’t make a start on your goals for the year right now. Here’s why it’s better to begin your New Year’s resolutions in February anyway…
With half-term approaching (or already begun in some parts of the country) I thought I would share some activities and ideas for keeping little ones entertained during the school holidays…
If one of your new year’s resolutions is to save a deposit and buy your own home, this article will help. I’m going to talk you through all the things tips I discovered when buying my first home so hopefully, you’ll be able to achieve your goal this year…
After a tough 20 months, you may want to cut the cost of Christmas 2021. That’s why I’ve provided are some thrifty tips for you – both my own and from the experts – to help you save money on gifts, decorations and entertainment…
‘Tis the season to shop ‘til you drop, but are your finances prepared for the holiday’s big bill? If not, it may be tempting to borrow money to afford the festivities, but this is a quick way of putting your finances on the naughty list…
Do you wish your money would stretch further at Christmas? I certainly like to make sure I’m getting the best deals when I’m doing my seasonal shopping so I’ve put together a few ideas to cut the cost of Christmas – and you can start right now..!
Although there haven’t been many things to harvest this month, I have still been out in the garden preparing the veggie plot and planting our over-winter crops…
If you’re a small business owner like me, you’ll probably want to reach lots of customers and get some valuable word-of-mouth marketing. Here’s how to create engaging content that your audience will love to share…
If, like me, you’ve become used to doing your own hair and beauty treatments over the past couple of years, you may well want to continue enjoying spa-like sessions at home. Here are some ideas to pamper yourself this autumn…
Whenever I have a wardrobe clear-out, I like to make the most of the items I’m decluttering, so here are some ideas for reusing (or retailing!) your old clothing…
As someone who ended up with quite a lot of student debt after graduating from university, I would have certainly done a few things differently – here’s my advice for organising your finances while you’re a student…
Did you know that shopping seasonally doesn’t only apply to food? When you buy any product there will be a cheaper season to buy it and you can make some impressive savings by purchasing at the right time of year. Here are some items that you’ll definitely get a deal on in September…
Seeing as it’s only 15 weeks until Christmas, I thought I would share some super-easy ways to start putting money aside now, so that you’ll be much more prepared when December rolls around…
Although these three lifestyles offer very different ideas they also have one important thing in comment – and that’s helping you to cut costs. Here’s how to adopt a ‘less is more’ mentality and save money as a thrifty essentialist minimalist…
2021 marks the 10th Anniversary of the My Thrifty Life blog and I’m excited to tell you what celebrations I’m planning and how you can get involved..!
Incorporating antiques is great way to add personality to your home. However, most of us haven’t inherited family heirlooms so, if you want to buy a special vintage piece for your home, here are some tips for going antique shopping on a budget…
When you’re starting out as a freelancer or launching your own company it’s an incredibly exciting time and here are some business essentials you may want to consider when you become self-employed…
Little ones grow up so fast and their needs change quickly – so if you’re buying new items for every stage of baby’s development, the costs soon add up. So, how can you save money & even get freebies while bringing up your little one? Here are some ideas:
When you’re searching for an affordable rental there’s much more to consider than just the monthly cost of rent. Here are 8 things you should factor into your budget when you’re moving into a rental property for the first time…
We all know money is essential to pay bills, buy things we need & care for the people we love. However, we often fail to realise that our finances are closely related to mental wellbeing. So how does mental health affect our finances & vice versa..?
What are your ‘lockdown lessons’? Do you have some fab food hacks or top kitchen tips? I was so chuffed when my own grow-your-own veggie patch project was highlighted by FoodSavvy earlier this week so here’s my lockdown allotment story…
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